The front door to all things home.

Surf Local is a national US proptech platform — the operating system for the American homeowner. It unifies buying, selling, financing, and maintaining a home in one app, with Home Vault for property intelligence, Cynthia AI for guidance, and embedded financing through trusted lending partners.

Surf Local is a national US platform built to serve all 50 states. The beta is launching first in Florida, with nationwide expansion to follow.

Home Vault is a living record of everything about your home — its estimated value, equity, condition, nearby sales, projects, and documents — that keeps working for you long after you move in.

Surf Local’s embedded mortgage experience connects homeowners with trusted lending partners. Homeowners can go from a financing question to a pre-qual without leaving the app.

Yes. Surf Local supports the Model Context Protocol (MCP), so AI assistants can securely connect and act on a homeowner’s behalf. Every action is governed by the Crittora Agent Authority Broker with cryptographically verified, time-bound permissions.

All Things Home is Surf Local’s coming-soon home-services marketplace. A homeowner asks for a project and vetted local pros come to them with private quotes; the homeowner compares and chooses who to talk to.