The front door to all things homeownership.
Your front door to all things home — search and swipe homes to buy, sell when it’s time, know your home with Home Vault, and get guidance from Cynthia AI. All in one app.
Surf Local opens on AI Search — swipe to LIKE the homes you love.
What is the Surf Local app?
An app that brings your whole home journey into one place — searching and swiping homes to buy, selling when it’s time, knowing your home with Home Vault, financing through trusted lending partners, and getting guidance from Cynthia AI, plus a coming-soon marketplace of local pros who come to you.
Find it, love it, make it yours.
Surf Local isn’t only for owning. Search thousands of listings, swipe the ones you love, and filter by the things that matter — beach, ocean view, gulf, intracoastal. When you’re ready, go from a home you love to an offer, and list your own home when it’s time to sell.
- AI Search & swipe — browse listings, LIKE the ones you love, customize your map search
- Buy with confidence — go from a favorite to a showing with an instant pre-qual letter and in-app promo savings
- Sell smarter — list with an agent, positioned by your Home Vault
- Ask Cynthia — to guide you through the app, give AI insights on the listing
Know your home like never before.
Home Vault is a living record of everything about your home. See your estimated value and equity, what’s sold nearby, and your home’s condition — then track projects and documents over time. It keeps working for you long after move-in day.
- Value & equity, updated automatically
- What’s sold nearby, in plain terms
- Condition, systems, and documents in one vault
Meet Cynthia, your home’s AI guide.
Ask Cynthia anything about your home in plain language — “Should I refinance?”, “What’s my home worth?”, “How do I get this roof fixed?” — and get a clear, personal answer grounded in your Home Vault. In an emergency, she keeps you safe first, then pings available pros in real time.
Financing, without leaving the app.
When you’re ready to buy, refinance, or tap your equity, Surf Local’s embedded mortgage experience — through trusted lending partners — takes you from question to pre-qual in one place, with live promos and no credit pull to see your options.
Built to serve you — not to sell you.
Surf Local works for your best interests — not lead-selling, pay-to-play placement, or hidden agendas. You get the search, insights, and AI guidance to make confident home decisions, and everything you get today is at no cost to you. Explore the website and download the app with zero pressure.